The economy isn't exactly ripe for taking financial risks, like, say, borrowing from your 401K to see whether sailboat ownership is really for you.

WindPath Sailing of Rhode Island, provides a new and unique opportunity to enjoy a brand new Catalina sailboat through a shared membership program.

"WindPath's program opens the door for people who have wanted to get out on the water, but have hesitated because of financial or other burdens associated with owning a sailing yacht."